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SUMMONS WITH NOTICE Ad placed on 4/24/2015
»Enhanced from The Buffalo News«
Ad ends on 5/8/2015
Index No. 800419/2015.  "Citizens
& Northern Bank v. the Unknown Heirs, Successors, Assigns, and All Persons,
Firms or Associations Claiming Right, Title or Interest From or Under Fannie M.
Rayford, deceased, Micki J. Torrence, as possible heir, James Torrence, as
possible heir, Melvin Torrence, Jr. as possible heir, et al."  Any unknown heirs,
not named above, of Fannie M. Rayford (believed to have died on or about
December 29, 2003) are summoned to answer the Complaint in this action, which
seeks to foreclose Citizens & Northern Bank's mortgage on 649 Minnesota
Avenue, Buffalo, New York, owned by Fannie M. Rayford, on which citizens &
Northern Bank has a mortgage recorded in the Erie County Clerk's Office on June
29, 2001 securing a loan obtained on June 25, 2001 in the principal sum of $56,000.00,
on which the
principal sum principal sum of $46,998.11, interest from October 1, 2013
at 9.5% per annum plus late and other charges, is currently owing.  To defend this action, you must serve a copy
of your Answer on the undersigned attorney no later than 28 days after the first
publication of this notice.  In case you
fail to appear or answer, any interest in 649 Minnesota Avenue, Buffalo, New
York you possess will be foreclosed by default. 
Erie County, New York is designated as the place of trial.  Peter A. Muth, Esq., 460 Linwood Avenue,
Buffalo, New York  14209 (716) 289.1930.
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