Trustee Sale # 087031-WA Title # 1911402

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$269,621
Placed on 6/26/2020
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Trustee Sale # 087031-WA Title # 191140277-WA-MSI Notice of Trustee’s Sale Grantor(s): VIRGINIA L. ROSS, TRUSTEE OF THE VIRGINIA L. ROSS TRUST DATED JANUARY 23, 2018 Grantee(s): OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, as Trustee Current beneficiary of the deed of trust: CHERRY CREEK MORTGAGE CO INC. Current trustee of the deed of trust: CLEAR RECON CORP Current mortgage servicer of the deed of trust: Celink Reference number of the deed of trust: 201905280178 Parcel number(s): 00517000005001 AND 00517000005002 MODERN HOMES DIV 1 BLK 000 D-02 - E1/2 OF S 53 FT LOT 50 & E1/2 OF N 35.34FT OF LOT 51 I. NOTICE IS HEREBY GIVEN that the undersigned, CLEAR RECON CORP, 9311 S.E. 36th Street, Suite 100, Mercer Island, WA 98040, Trustee will on 7/31/2020 10:00 AM at AT THE SNOHOMISH COUNTY COURTHOUSE, OUTSIDE THE NORTH PLAZA ENTRANCE, 3000 ROCKEFELLER AVE, EVERETT, WA 98201 sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale, the following described real property, situated in the County of Snohomish, State of Washington, to-wit: PARCEL A: THE WEST HALF OF THE SOUTH 53 FEET OF LOT 50 AND THE WEST HALF OF THE NORTH 35.34 FEET OF LOT 51, MODERN HOMES, DIVISION NO. 1, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 18 OF PLATS, PAGES 50 AND 51, RECORDS OF SNOHOMISH COUNTY, WASHINGTON. PARCEL B: THE EAST HALF OF THE SOUTH 53 FEET OF LOT 50 AND THE EAST HALF OF THE NORTH 35.34 FEET OF LOT 51, PLAT OF MODERN HOMES, DIVISION NO. 1, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 18 OF PLATS, PAGES 50 AND 51, RECORDS OF SNOHOMISH COUNTY, WASHINGTON. A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS OVER THE SOUTH 10 FEET OF THE EAST HALF OF THE NORTH 53 FEET OF LOT 50, MODERN HOMES, DIVISION NO. 1, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 18 OF PLATS, PAGES 50 AND 51, IN SNOHOMISH COUNTY, WASHINGTON. SITUATE IN THE COUNTY OF SNOHOMISH, STATE OF WASHINGTON. Commonly known as: 15408 20TH PLACE W LYNNWOOD, WA 98087 which is subject to that certain Deed of Trust dated 5/22/2019, recorded 5/28/2019, as Auditor's File No. 201905280178, records of Snohomish County, Washington, from VIRGINIA L. ROSS, TRUSTEE OF THE VIRGINIA L. ROSS TRUST DATED JANUARY 23, 2018, as Grantor(s), to OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS DESIGNATED NOMINEE FOR CHERRY CREEK MORTGAGE CO., INC., BENEFICIARY OF THE SECURITY INSTRUMENT, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, the beneficial interest in which was assigned to CHERRY CREEK MORTGAGE CO INC., under an Assignment recorded under Auditor's File No 201911180527. II. No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary’s successor is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY THE PRINCIPAL BALANCE AND ANY OUTSTANDING FEES, COSTS, AND INTEREST WHICH BECAME ALL DUE AND PAYABLE BASED UPON THE DEATH OF ALL MORTGAGORS. The total amount due is: $269,620.87 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $242,049.78, together with interest as provided in the Note from 6/21/2019, and such other costs and fees as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 7/31/2020. The defaults referred to in Paragraph III must be cured by 7/20/2020, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 7/20/2020 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 7/20/2020 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the or the Grantor’s successor interest or the holder of any recorded junior lien or encumbrance by paying the principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): SEE ATTACHED EXHIBIT “1” by both first class and certified mail on 11/21/2019, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. If you are a servicemember or a dependent of a servicemember, you may be entitled to certain protections under the federal Servicemembers Civil Relief Act and any comparable state laws regarding the risk of foreclosure. If you believe you may be entitled to these protections, please contact our office immediately. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: 1-877-894-HOME(1-877-894-4663) . Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: 1-800-569-4287 Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: 1-800-606-4819 Web site: http://nwjustice.org/what-clear THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: 3/18/2020 CLEAR RECON CORP, as Successor Trustee For additional information or service you may contact: Clear Recon Corp 9311 S.E. 36th Street, Suite 100 Mercer Island, WA 98040 Phone: (206) 707-9599 EXHIBIT "1" NAME ,ADDRESS HEIRS AND DEVISEES OF VIRGINIA L. ROSS, DECEASED,15408 20TH PLACE W LYNNWOOD, WA 98087 Shalena R. Ross (individually and as personal representative of the Estate of Virginia L. Ross, Deceased),15408 20th Place W Lynnwood WA 98087 Shawna M. Miller aka Shawna M. Ross,15408 20TH PL W LYNNWOOD, WA 98087-6303 TINA L GREGG ,514 167TH ST SE BOTHELL, WA 98012-6367 VIRGINIA L. ROSS,TRUSTEE OF THE VIRGINIA L ROSS TRUST DATED JANUARY 23, 2018,15408 20TH PLACE W LYNNWOOD, WA 98087 VIRGINIA L. ROSS,TRUSTEE OF THE VIRGINIA L ROSS TRUST DATED JANUARY 23, 2018,15412 20TH PL W LYNNWOOD, WA 98087-6303 VIRGINIA L. ROSS,TRUSTEE OF THE VIRGINIA L ROSS TRUST DATED JANUARY 23, 2018,C/O EDMONDS WILLS & TRUSTS KYLE G RAY, ATTORNEY AT LAW 114 2ND AVENUE SOUTH, SUITE 101 EDMONDS, WA 98020 VIRGINIA ROSS,15408 20TH PLACE W LYNNWOOD, WA 98087 Published: June 26; July 17, 2020. EDH901546
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