COMBINED NOTICE - PUBLICATION
(CRS §38-38-103) FORECLOSURE SALE NO. 8-23
To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:
On September 12, 2023, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Montezuma records.
Original Grantor (Borrower): Silviano E. Garcia
Original Beneficiary: Universal Lending Corporation
Current Holder of Evidence of Debt: Mortgage Assets Management, LLC
Date of Deed of Trust: 1/12/2009
County of Recording: Montezuma
Recording Date of Deed of Trust: 1/16/2009
Recording Information at Reception No: 561083
Original Principal Amount: $495,000.00
Outstanding Principal Balance: $321,952.71
Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the current holder of the Evidence of Debt secured by the Deed of Trust described above, declares that the covenants of said Deed of Trust have been violated for reasons including, but not limited to, death of all named mortgagors under said Deed of Trust and the Evidence of Debt secured thereby. Therefore, the current holder of the Evidence of Debt has elected to accelerate the entire indebtedness.
The real property being foreclosed is all of the property encumbered by said Deed of Trust and is described as follows:
LOTS 9 AND 10, BLOCK 10, GEORGE BAUER’S SECOND SUBDIVISION, TOWN OF MANCOS, COUNTY OF MONTEZUMA, STATE OF COLORADO. TOGETHER WITH THE WEST 1/2 OF LOT 8, BLOCK 10, GEORGE BAUER’S SECOND SUBDIVISION, AS CONTAINED IN DEED RECORDED DECEMBER 9, 1996 AT RECEPTION NO. 459965.
and is also known by street and number as 670 Bauer Avenue, Mancos, CO 81328
THE LIEN OF THE DEED OF TRUST BEING FORECLOSED MAY NOT BE A FIRST LIEN.
NOTICE OF SALE
The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.
THEREFORE, Notice is Hereby Given that I will at public auction, at 10:00 AM ON WEDNESDAY, JANUARY 10, 2024 AT MONTEZUMA COUNTY PUBLIC TRUSTEE OFFICE, 140 W. MAIN STREET, SUITE 2, CORTEZ, CO 81321, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.
IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED.
Date: September 12, 2023
Ellen Black, Montezuma County Public Trustee, State of Colorado
/s/ Ellen Black
First Publication: 11/15/2023
Last Publication: 12/13/2023
Publication: The Journal
Attorney for Current Holder of the Evidence of Debt: McCarthy & Holthus, LLP, Ilene Dell’Acqua, Atty. Reg. #31755, 7700 E. Arapahoe Road, Suite 230, Centennial, Colorado 80112 Phone (877) 369-6122, Ext. 1903
Attorney File # CO-23-964986-LL
Published in The Journal November 15, 22, 29 and December 6, 13, 2023.