298923 PUBLIC NOTICE COMBINED

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$138,380
Placed on 12/28/2018
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298923
PUBLIC NOTICE
COMBINED NOTICE MONTEZUMA COUNTY PUBLIC TRUSTEE
SALE NO. 34-18
This Notice concerns the Deed of Trust (Trust Deed) described as follows:

Grantor: DICKIE RAY KECK AND MAXINE JO KECK
Original Beneficiary: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ACTING SOLELY AS NOMINEE FOR ALLY BANK CORP. F/K/A GMAC BANK
Current Owner of the Evidence of Debt: Ocwen Loan Servicing, LLC
Date of Deed of Trust: February 23, 2010
Recording Date of Deed of Trust: March 04, 2010
Original Principal Amount of Evidence of Debt: $138,380.00
Outstanding Principal Amount of Evidence of Debt as of the date hereof: $118,655.23
County of Recording: MONTEZUMA
Reception No. of Recorded Deed of Trust: 569514
Legal Description of Real Property:

LOTS 5,6,7 AND 8 OF BLOCK 3, F.R. COFFINS ADDITION TO THE TOWN OF CORTEZ, COLORADO, AS PER THE PLAT ON FILE IN THE OFFICE OF THE CLERK AND RECORDED
Also known as: 323 E MONTEZUMA AVE, CORTEZ, CO 81321-3222

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.
THE LIEN OF THE DEED OF TRUST TO BE FORECLOSED MAY NOT BE A FIRST LIEN.
YOU ARE NOTIFIED AS FOLLOWS:

The Holder of the debt secured by the Deed of Trust declares a violation of the covenants of said Deed of Trust for reasons including, but not limited to, the failure to make payments as provided for in the Deed of Trust and Evidence of Debt.

The Holder of the Debt secured by the Deed of Trust has filed a written Notice of Election and Demand for sale with the undersigned Public Trustee under the terms of the Deed of Trust.

A notice of Intent to Cure filed pursuant to Colorado Revised Statutes 38-38-104 shall be filed with the undersigned at least 15 calendar days prior to the first scheduled sale date or any date to which the sale is continued.

A notice of Intent to Redeem pursuant to Colorado Revised Statutes 38-38-302 shall be filed with the undersigned no later than 8 business days after the sale.

If the sale date is continued to a later date, the deadline to file a Notice of Intent to Cure by those parties entitled to cure may also be extended.

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.
Colorado Attorney General
1300 Broadway, 10th Floor
Denver, Colorado 80203
(800)222-4444
www.
coloradoattorneygeneral.gov
Federal Consumer Financial Protection Bureau
P.O. Box 4503
Iowa City, Iowa 52244
(855) 411-2372
www.consumerfinance.gov
The name, address and telephone number of each attorney (if any) representing the Holder of the Debt is as follows:
Joseph D. DeGiorgio, Esq. Reg. No. 45557
Barrett Frappier & Weisserman, LLP
1199 Bannock Street, Denver, Colorado 80204
(303) 350-3711
NOTICE OF SALE
The undersigned will on Wednesday, February 20, 2019, at 10:00 a.m. at 140 WEST MAIN STREET, SUITE 2, CORTEZ, CO 81321, sell the Property at public auction to the highest bidder who has submitted bid funds to the undersigned as specified by C.R.S. 38-38-106(7) to pay the Debt and certain other sums, all as provided by applicable law and the Deed of Trust.

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.

DATED: October 23, 2018
SHERRY DYESS
Public Trustee of MONTEZUMA County, Colorado
By: /s/ Sherry Dyess
Public Trustee
First Publication: December 28, 2018
Final Publication: January 25, 2019
Publication: The Journal

Published in The Journal December 28, 2018 and January 4, 11, 18, 25, 2019.
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